Financial frictions and stock return: A novel least minus more frictional factor for asset pricing models in emerging economies.

The primary objective of this study is to empirically evaluate the role of various levels of financial friction in explaining stock returns through different asset pricing models. This study enhances asset pricing model estimates by incorporating diverse levels of financial friction by introducing a novel least minus more frictional asset pricing factor specifically constructed for emerging economies. The empirical analysis is conducted using data from a sample including five countries: China, India, Pakistan, Bangladesh, and Sri Lanka.

Behavioral biases and Fintech adoption: Investigating the role of financial literacy.

This paper studies the influence of behavioral biases on Fintech adoption. Additionally, the role of financial literacy in adaptation of Fintech services is evaluated. Primary data from customers in the banking sector is gathered using a structured questionnaire.

The conditionality of COVID-19 vaccine acceptance: A qualitative study in Pakistan.

Understanding both the motivations for vaccination and the causes of vaccine reluctance is necessary for the present worldwide immunization campaigns against the COVID-19 pandemic. The intention of the article is to compile local perspectives and misconceptions about vaccination choices. The intention of this study is to assemble what is usually recognized in cultural context as conspiracies and post-traumatic phase affects in decision making.